CMA 09-2023/MAL
Certificate In Mortgage Advisory
  • By Steven Lim
RM 1,900.00


Certification : Certificate in Mortgage Advisory
Level of Certification : Certificate of Completion
Duration : Total 23 hours
- Pre-Recorded Video Tutorials & Assignments
- Live Online Webinar
- Reading and Research (At your own pace)
Examinations : 60 MCQs (2 hours)
Passing rate : 60% and above
Certification Body : University of Technology Malaysia (UTM)

Having a mortgage certification serves several important purposes within the mortgage industry. Here are some key explanations as to why obtaining a mortgage certification is beneficial:

This course will provide participants with the following:

Professional Credibility

A mortgage certification demonstrates your expertise and knowledge in the field. It serves as a recognized credential that indicates you have met certain standards and possess the necessary skills to work as a mortgage professional. This can enhance your professional credibility and differentiate you from others in the industry.

Compliance and Regulatory Requirements

The mortgage industry is subject to numerous laws, regulations, and compliance requirements aimed at protecting consumers and ensuring fair lending practices. Mortgage certifications often include comprehensive training on these regulations, enabling mortgage professionals to stay updated and comply with the latest guidelines. By having a mortgage certification, you can demonstrate to clients and employers that you are well-versed in regulatory requirements and can navigate complex compliance issues.

Enhanced Knowledge and Skills

Mortgage certifications typically involve comprehensive training programs that cover various aspects of the mortgage process, including loan origination, underwriting, documentation, risk assessment, and financial analysis. By pursuing a certification, you gain in-depth knowledge and develop a broader skill set, enabling you to provide better service to clients, understand market trends, and make informed decisions. This can lead to improved job performance and career advancement opportunities.

Client Trust and Confidence

Clients seeking mortgage services often prefer working with professionals who have demonstrated their commitment to ongoing education and professional development. By obtaining a mortgage certification, you signal to clients that you have made the effort to enhance your skills and stay up to date with industry best practices. This can instill trust and confidence in your abilities, making clients more likely to choose you as their mortgage professional.

In summary, obtaining a mortgage certification offers numerous benefits, including professional credibility, compliance with regulatory requirements, enhanced knowledge and skills, client trust, and networking opportunities. It is a valuable investment for mortgage professionals looking to excel in their careers and provide high-quality services to clients.

At the end of the module, participants will be able to:
  • Overview of the mortgage industry in Malaysia
  • Roles and responsibilities of a certified mortgage advisor in Malaysia
  • Regulatory framework for mortgage advisory in Malaysia
  • Ethical considerations in mortgage advisory in Malaysia
At the end of the module, participants will be able to:
  • Types of Mortgage Products Available in Malaysia
  • Understanding Lending Criteria and Eligibility Requirements Specific to Malaysia
  • Government-Backed Mortgage Schemes in Malaysia
At the end of the module, participants will be able to:
  • Gathering client information and documentation specific to Malaysia
  • Completing mortgage application forms according to Malaysian regulations
  • Credit checks and assessment of creditworthiness in Malaysia
  • Compliance with Know Your Customer (KYC) and Anti- Money Laundering (AML) regulations in Malaysia
At the end of the module, participants will be able to:
  • Overview of the mortgage underwriting process in Malaysia
  • Eligibility requirements and borrower qualifications considered by lenders in Malaysia
  • Prudential guidelines and credit risk assessment in Malaysia
At the end of the module, participants will be able to:
  • Understanding the Mortgage Market in Malaysia and Its Dynamics
  • Factors Affecting Mortgage Interest Rates in Malaysia
  • Different Types of Interest Rate Structures in Malaysia
  • Impact of Interest Rates on Mortgage Affordability and Repayments in Malaysia
At the end of the module, participants will be able to:
  • Overview of mortgage insurance options available in Malaysia
  • Mortgage protection and life insurance requirements in Malaysia
  • Critical illness covers and income protection in the Malaysian context
  • Compliance with mortgage insurance regulations in Malaysia
  • LIAM and MII's Influence on Mortgage Life Insurance
At the end of the module, participants will be able to:
  • Regulatory Authorities Shaping the Mortgage Landscape in Malaysia
  • The Consumer Protection Landscape
  • Transparency and Disclosure Requirements
  • Interest Rates, Fees, and Fair Practices
  • Data Privacy and Dispute Resolution
  • Specific Regulations Related to Advertising, Marketing, and Sales Practices in Malaysia
At the end of the module, participants will be able to:
  • Effective communication and customer service skills in the Malaysian context
  • Building Relationships with Clients and Referral Sources in Malaysia
  • Sales techniques and overcoming objections in the Malaysian market
  • After-sales service and ongoing client management in compliance with Malaysian regulations
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About The Course Developer and Facilitator
Ladies and gentlemen, it is my distinct pleasure to introduce our esteemed course facilitator, Mr. Steven Lim, an exceptional professional with an illustrious career in the banking and finance industry. With a wealth of experience and remarkable achievements, Mr. Lim brings a wealth of knowledge and expertise to our learning journey.

Mr. Lim's impressive background includes serving as the former CIMB Team Manager, where he honed his skills and garnered extensive experience in mortgage lending and sales. His exceptional performance and commitment to excellence led him to achieve remarkable milestones, including being ranked as the nationwide No. 1 in sales productivity in 2018 and securing the No. 2 position in sales revenue nationwide in 2019. These achievements are a testament to his outstanding leadership, strategic thinking, and ability to drive exceptional results.

In addition to his accomplishments at CIMB, Mr. Lim has also made significant contributions as a former speaker at the Malaysian Institute of Estate Agents (MIEA), sharing his expertise and insights with industry professionals. His willingness to share his knowledge and passion for the industry has helped shape the professional development of fellow practitioners.

Currently, Mr. Lim holds the esteemed positions of CEO at Finhub Holdings Sdn Bhd, a forward-thinking mortgage loan company that utilizes innovative Fintech systems to provide cutting-edge solutions to its clients. Under his astute leadership, Finhub Holdings has emerged as a trusted provider of mortgage services, revolutionizing the industry through technology-driven approaches.

Moreover, Mr. Lim's commitment to education and the growth of future generations is exemplified by his role as the CEO of Sunshower Educare Sdn Bhd, a distinguished preschool education institution. Through his leadership, Sunshower Educare provides holistic and quality early childhood education, nurturing young minds and laying the foundation for their future success.

In addition to his professional roles, Mr. Lim's entrepreneurial spirit shines through as a founding member and investor in various companies. His strategic vision and business acumen have contributed to the success of these ventures, solidifying his reputation as a well-rounded and accomplished professional.

Furthermore, Mr. Lim has left an indelible mark in the mortgage industry through his outstanding achievements. He holds the record for the highest per-case loan amount at CIMB, an impressive RM 48,800,000. His total loan acceptance with CIMB exceeds a remarkable RM 3 billion, a testament to his expertise in managing complex financial transactions and his ability to build enduring relationships with clients.

With his extensive knowledge, remarkable achievements, and passion for sharing insights, Mr. Steven Lim is an exceptional course facilitator who will undoubtedly provide valuable expertise and guidance throughout our learning journey. Please join me in extending a warm welcome to Mr. Lim as we embark on this enriching educational experience under his esteemed facilitation.