- By Steven Lim
|Certification||:||Certificate in Mortgage Advisory|
|Level of Certification||:||Certificate of Completion|
|Duration||:||Total 23 hours|
|-||Pre-Recorded Video Tutorials & Assignments|
|-||Live Online Webinar|
|-||Reading and Research (At your own pace)|
|Examinations||:||60 MCQs (2 hours)|
|Passing rate||:||60% and above|
|Certification Body||:||University of Technology Malaysia (UTM)|
Having a mortgage certification serves several important purposes within the mortgage industry. Here are some key explanations as to why obtaining a mortgage certification is beneficial:
This course will provide participants with the following:
A mortgage certification demonstrates your expertise and knowledge in the field. It serves as a recognized credential that indicates you have met certain standards and possess the necessary skills to work as a mortgage professional. This can enhance your professional credibility and differentiate you from others in the industry.
The mortgage industry is subject to numerous laws, regulations, and compliance requirements aimed at protecting consumers and ensuring fair lending practices. Mortgage certifications often include comprehensive training on these regulations, enabling mortgage professionals to stay updated and comply with the latest guidelines. By having a mortgage certification, you can demonstrate to clients and employers that you are well-versed in regulatory requirements and can navigate complex compliance issues.
Mortgage certifications typically involve comprehensive training programs that cover various aspects of the mortgage process, including loan origination, underwriting, documentation, risk assessment, and financial analysis. By pursuing a certification, you gain in-depth knowledge and develop a broader skill set, enabling you to provide better service to clients, understand market trends, and make informed decisions. This can lead to improved job performance and career advancement opportunities.
Clients seeking mortgage services often prefer working with professionals who have demonstrated their commitment to ongoing education and professional development. By obtaining a mortgage certification, you signal to clients that you have made the effort to enhance your skills and stay up to date with industry best practices. This can instill trust and confidence in your abilities, making clients more likely to choose you as their mortgage professional.
In summary, obtaining a mortgage certification offers numerous benefits, including professional credibility, compliance with regulatory requirements, enhanced knowledge and skills, client trust, and networking opportunities. It is a valuable investment for mortgage professionals looking to excel in their careers and provide high-quality services to clients.
Mr. Lim's impressive background includes serving as the former CIMB Team Manager, where he honed his skills and garnered extensive experience in mortgage lending and sales. His exceptional performance and commitment to excellence led him to achieve remarkable milestones, including being ranked as the nationwide No. 1 in sales productivity in 2018 and securing the No. 2 position in sales revenue nationwide in 2019. These achievements are a testament to his outstanding leadership, strategic thinking, and ability to drive exceptional results.
In addition to his accomplishments at CIMB, Mr. Lim has also made significant contributions as a former speaker at the Malaysian Institute of Estate Agents (MIEA), sharing his expertise and insights with industry professionals. His willingness to share his knowledge and passion for the industry has helped shape the professional development of fellow practitioners.
Currently, Mr. Lim holds the esteemed positions of CEO at Finhub Holdings Sdn Bhd, a forward-thinking mortgage loan company that utilizes innovative Fintech systems to provide cutting-edge solutions to its clients. Under his astute leadership, Finhub Holdings has emerged as a trusted provider of mortgage services, revolutionizing the industry through technology-driven approaches.
Moreover, Mr. Lim's commitment to education and the growth of future generations is exemplified by his role as the CEO of Sunshower Educare Sdn Bhd, a distinguished preschool education institution. Through his leadership, Sunshower Educare provides holistic and quality early childhood education, nurturing young minds and laying the foundation for their future success.
In addition to his professional roles, Mr. Lim's entrepreneurial spirit shines through as a founding member and investor in various companies. His strategic vision and business acumen have contributed to the success of these ventures, solidifying his reputation as a well-rounded and accomplished professional.
Furthermore, Mr. Lim has left an indelible mark in the mortgage industry through his outstanding achievements. He holds the record for the highest per-case loan amount at CIMB, an impressive RM 48,800,000. His total loan acceptance with CIMB exceeds a remarkable RM 3 billion, a testament to his expertise in managing complex financial transactions and his ability to build enduring relationships with clients.
With his extensive knowledge, remarkable achievements, and passion for sharing insights, Mr. Steven Lim is an exceptional course facilitator who will undoubtedly provide valuable expertise and guidance throughout our learning journey. Please join me in extending a warm welcome to Mr. Lim as we embark on this enriching educational experience under his esteemed facilitation.